Terms of Use

By entering and using this website/ blog, you agree that you have read, agree to, and understand the following Terms of Use and that these Terms of Use are fair and reasonable.

You agree that this website/ blog or the information contained in it does not constitute a financial, investment, legal, or other professional relationship between you and the author(s).  You also agree that you shall not make any financial, investment, legal or other professional decisions based upon this website/ blog or the information contained within it.

The opinions expressed on this website/ blog do not necessarily reflect the opinions of the author(s) or owner of this website/ blog, especially the opinions expressed in the comment sections.  The information provided in this website/ blog may not be complete, correct, timely, current or up-to-date.  The comment sections are open to the public, therefore be careful to review your comments so as not to divulge information that you would like to be private. You may not post content that is unlawful, obscene, defamatory, fraudulent, threatening, or an invasion to privacy rights. By posting content or comments on this website/ blog, you grant me the right to remove that content/ comment(s).

As a result of your use of this website/ blog, the author shall not be liable to you or to any other person(s) for any direct or indirect damages under any law.  The author shall have no liability for the following:

1. any damages as a result of lost earnings, profit, or revenue

2. work stoppage, failure to perform, deletion of files, mistakes, or interruptions in computer function or malfunction

3. errors, omissions, or inaccuracies in information

4. any decisions made or actioins take as a result of the information provided on this website/ blog

The author/ owner of this site reserves all intellectual property rights for the content of this website/ blog.  This website/ blog is protected by copyright laws.

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